Buying a Home in Montréal & the West Island: Step-by-Step Guide for Buyers
Buying a Home in Montréal or the West Island — What You Need to Know
Buying a home is exciting, but most buyers start with the same questions.
If you’re searching online and wondering where to begin, you’re in the right place.
How do I find the best homes for sale in Montréal and the West Island?
The best homes are not always the ones that appear first online. Understanding neighbourhood trends in Pointe-Claire, Beaconsfield, Kirkland, Dorval, Hudson and surrounding areas can help you recognize value and act at the right time. I help you focus your search so you don’t waste time on properties that don’t fit your goals.
How much home can I afford in Montréal?
Before visiting properties, it’s important to understand your buying power. I work alongside trusted mortgage professionals to help you determine a comfortable price range based on your financial reality, current interest rates, and Quebec lending requirements.
What are the steps involved in buying a home in Québec?
From mortgage pre-approval, to visiting homes, writing an offer, inspections, conditions, and the final signing at the notary — I guide you through every step so you always know what is happening and why.
Do I need a real estate broker when buying a home?
As a buyer, my services come at no direct cost to you. My role is to protect your interests, explain risks clearly, review documents carefully, and negotiate on your behalf so you can make informed decisions with confidence.
What happens during a home inspection?
Inspections are one of the most important parts of the buying process. I attend inspections with you, help interpret the findings, and guide you on what is normal maintenance versus what could affect value or future costs.
How long does it take to buy a home in Montréal?
Every situation is different, but most buyers can expect a timeline of 60 to 90 days from accepted offer to possession. Proper preparation and guidance can make this process smooth and predictable.
Work With a Local Expert Who Knows the Market
I’m Crystal Champagne, a real estate broker serving Montréal and the West Island, and recipient of the Royal LePage President’s Gold Award for sales achievement and client service.
My approach is centered on clear communication, strong market knowledge, and helping you feel informed rather than overwhelmed.
Whether you are a first-time buyer, relocating, upsizing, or downsizing, I tailor the experience to your needs and guide you at every step.
Ready to start your home search in Montréal or the West Island?
Let’s talk about what you’re looking for and create a plan that works for you.
If there are any problems, you have three options:
1. Walk away.
2. Use the results to negotiate a better price.
3. Give the seller a chance to fix the problem.
What happens during a home inspection?
The inspector meets you at the home you’re thinking of buying, and takes about 3-4 hours to carefully inspect the entire house for structural, mechanical or other issues. He or she examines everything from the roof to the foundation and everything in between, including heating and air conditioning, plumbing, electrical, insulation, roof, windows and doors, walls, ceilings, attic and basement. You can accompany the inspector as he or she goes through the home – it’s a good way to get to know the home quickly, and will give you a head-start in your home care “learning curve.”
The inspector then prepares an inspection report that outlines problems (breaking them down into major repairs that need to be done right away and areas that will need attention in the future, with accurate cost estimates for each), highlights good points, and gives you an idea what kind of maintenance you’ll need to do to keep the place in good shape. Make sure you ask for a detailed report that’s written in a narrative style. Never accept a verbal report or one that’s just a checklist.
How much does it cost?
Most inspections cost between $250 and $500. Think of it this way: a few hundred bucks could save you thousands in home repairs. It’s a pretty small price to pay for significant peace of mind.
How do I find a good inspector?
Look for a reputable, qualified company that has been in business for a while, can provide references from previous customers, is fully insured and offers guaranteed inspections. Inspectors should be licensed in building-related fields such as contracting, architecture or structural engineering. Your REALTOR® can recommend a reputable, objective inspector at your request, or you can find one by asking friends or by looking in the phone book.
When you’ve fallen in love with a house, it’s hard to see any faults on your own. Make sure the decision is a good one, and get it inspected so you can be sure you stay in love – for years to come.
Trademarks owned or controlled by The Canadian Real Estate Association. Used under licence.